How To Activate USSD Code For Zenith Bank Without ATM Card- USSD code is a banking technology that enables you do financial transactions on your phone without the need of an internet or a smartphone. And I guess you are on this page because you are really keen on knowing more about the USSD code for Zenith. And perhaps you want to know how to activate USSD code for Zenith Bank without ATM card. In the following paragraphs, we have provided answers to that question on how to activate USSD code for Zenith Bank without ATM card.
How To Activate USSD Code For Zenith Bank Without ATM Card
About USSD Code
Unstructured Supplementary Service Data is the full meaning of USSD. This banking technology has been available since the 1990s. This service is actually a good one for your financial transactions as it does not require the a smartphone or internet access for you to use it. The older folks that don’t have access to internet or smartphones use USSD code a lot for their financial transactions.
For you to be able to use the USSD code for financial transactions, you will first need to activate it on your mobile phone. You should use the phone number that is registered with your bank. For you to use USSD code, you must have registered bank account with a bank of your choice. Then you will need to set up a 4 or 5-digit transaction PIN that you will always be using for your financial transactions. You need to keep your PIN secured.
How To Activate USSD Code For Zenith Bank Without ATM Card
Actually, there is no way you can activate USSD Code For Zenith Bank Without ATM card. You will definitely need your ATM card. However, after activation of the USSD code, subsequent transactions would not require the use of an ATM card. So, let me quickly show you how to activate USSD Code For Zenith Bank.
With the Zenith bank USSD code , it is quite easy to do financial transactions on your phone without needing to visit the bank or a POS outlet. This saves you time and money. Yes, with the USSD code, you can do financial transactions from the comfort of your home or anywhere you are.
So, now with Zenith USSD code , you can transfer money buy airtime or even data or your phone. But how do you get started? You need to activate USSD code for Zenith bank.
So, back to the big question, how to activate USSD code for Zenith Bank without ATM card? Remember , I earlier said, you need your ATM card to activate USSD code for Zenith Bank. Once done , you wont need your ATM card again to carry out transactions using Zenith USSD Code
How Do I Register And Activate USSD Code For Zenith Bank
Note that for you to get this done, you should use the same phone number that you used to open your account. Here is how to go about activating the USSD code:
- Open the phone dialer on your mobile phone, then dial *966*00# (remember you are using the same phone number that you used in opening your account.
- You will asked to enter the last 4 digits on your ATM card
- Next, you will be prompted to create a transfer PIN (4-digit PIN)
- Enter the PIN. Then re-enter the PIN to confirm.
- Now, you have successfully registered and activated the Zenith USSD code on your mobile number.
- You will receive a message containing details of your account balance from Zenith bank.
How Can I Transfer Money From Zenith Bank To Other Banks Using USSD Code
To transfer Money From Zenith Bank To Other Banks Using USSD Code is quite simple, here is how to go about it:
- Dial *966*Amount* Account Number*#.
- For instance, dial *966*2000*1234567891#
- This implies that you are sending N2000 naira to the account number; 1234567891
- You will be asked to select the bank
- Then confirm the recipient’s name
- Then enter PIN (that you created when you were activating the USSD code)
- You will be notified if the transaction is successful.
What Is Zenith Bank Transfer Limit?
There are conditions to using the Zenith bank USSD code. There is a limit to the transaction you can do daily using the Zenith bank USSD code.
For airtime, you can buy a maximum of N3000 airtime per day
For money transfers, you can transfer up to N100, 000 Per day.
How To Do Transactions With USSD Code For Zenith Bank Without ATM card
Like I mentioned in the early paragraph, you cannot activate USSD code for Zenith Bank without ATM card. However, once you have been able to activate your USSD code using your ATM the first time, that will be all. You can always do financial transactions on USSD code for Zenith bank without ATM card.
Now here is how to transfer money and carry out other transactions with USSD code for Zenith Bank without ATM card:
| S/N | Function | USSD Code |
| 1 | Opening of Account | *966*0# |
| 2 | Checking of Account Balance | *966*00# |
| 3 | Airtime purchase | *966*Amount*Mobile Number# |
| 4 | Transfer of Money | *966*Amount*Account Number# |
| 5 | Payment of Bills | *966*7*Amount*Customer ID# (DSTV and PHCN) |
| 6 | Updating of BVN | *966*BVN# |
| 7 | Reset | *966*60# |
| 8 | Deactivate | *966*20*0# |
| 9 | Protect code (Deactivate account) | *966*911# |
| 10 | Retrieval of card PIN | *966*60#, then select option 4 |
| 11 | Blocking of card | *966*60#, then select option 6 |
| 12 | Managing of cardless withdrawal | *966*60#, then select option 7 |
| 13 | Activate Agent | *966*66# |
| 14 | Perform USSD on POS | *966*000# |
| 15 | USSD account to debit | *966*60# , then select option 8 |
| 16 | Other Self Service | *966# |
List of Banks In Nigeria And Their USSD Codes
Below is a list of banks in Nigeria and their USSD Codes
| S/N | Name of Bank | USSD Code |
| 1 | Access Bank | *901# |
| 2 | Wema Bank | *945# |
| 3 | Ecobank | *326# |
| 4 | FCMB | *329# |
| 5 | Fidelity Bank | *770# |
| 6 | First Bank | *894# |
| 7 | GTBank | *737# |
| 8 | Heritage Bank | *745# |
| 9 | Keystone Bank | *711# |
| 10 | Polaris Bank | *833# |
| 11 | Stanbic IBTC Bank | *909# |
| 12 | Sterling Bank | *822# |
| 13 | UBA | *919# |
| 14 | Union Bank | *826# |
| 15 | Unity Bank | *7799# |
| 16 | Wema Bank | *945# |
| 17 | Zenith Bank | *966# |
Final Note
For you to activate USSD code for Zenith Bank without ATM card is not possible. You will need to have your ATM card to activate USSD code the first time. But once you have activated the USSD code successfully the first time, you can always do your transactions on your mobile phone using USSD code without ATM card.
Frequently Asked Questions
How can I get to activate my USSD code for Zenith Bank?
For you to activate USSD code for Zenith bank, simply dial *966*00# from the phone number you used in registering your account, then enter the last 4-digits on your ATM. You will then be asked to create a PIN. You should use a secure pin and one that you can easily remember. This is because you will always need the PIN whenever you need to carry out a transaction.
How do I get hardware token for Zenith bank?
For you to get hardware token for Zenith bank, you should visit any Zenith Bank branch close to you.
How do I get transfer PIN for USSD Code for Zenith Bank?
For you to get the PIN for USSD code for Zenith Bank, you will be asked to provide the last 4 digits of your ATM card. Thereafter, you will be asked to create a 4-digit PIN. With this PIN, you can do money transfers, check your account balance, pay bills, etc.
Why is my USSD code for Zenith bank not working?
Sometimes, after you must have dialed *966# on your mobile phone, you could get an error message such as connection error or invalid MMI code. This could be as a result of network issues that can be from Zenith Bank or your network provider. You can rectify such by checking the service on your phone . You can also try some other time.
What are the ways to unblock my USSD code for Zenith Bank?
For you to unblock my Zenith Bank account, simply dial *966*0#
What is the USSD code is all about ?
USSD code is the acronym for Unstructured Supplementary Service Data. It is a financial technology that has been in existence since the early 1990s. With USSD code, you can do financial transactions without needing a smartphone or internet.
How do I transfer money from Zenith Bank without using an ATM?
You can simply get this done through Zenith bank USSD. You need to first activate the USSD code and get your PIN. Then you can now do financial transactions including transfer of money.
References
- https: // www. zenithbank. com- Frequently Asked Questions
- https: // 9jaboizgist. com. ng- How To Register Zenith Bank Transfer Code
- https: // unleash. com. ng- How To Activate Zenith Bank USSD Code & Without ATM Card 2023
SEE ALSO
