How to open access bank account on mobile phone – Do you want to bank with Access Bank? That’s a great decision. Access Bank is one of the most popular banks in Nigeria known for its excellent customer service and swift responses to complaints. In fact, according to Statista, Access Bank is among the top leading banks in Nigeria in 2021.
Traditionally, most of us are accustomed to visiting a physical bank branch before opening an account. However, do you know you can open an access bank account from the comfort of your home? Yes, you heard that right! With just your mobile phone, you can open an access bank account. At this point, you are probably wondering how. Well, in this article, you will discover how to open Access bank account on mobile phone. So, without further ado, let’s get into it.
How To Open Access Bank Account On Mobile Phone
Below is the step-by-step guide on how to open Access bank account on mobile phone;
1. Download the Access Bank mobile app
First, you need to download the official Access Bank mobile app from your device’s app store to your phone. This is an app designed by Access Bank to provide users with a seamless and secure banking experience. Thus, if you are using an Android device head to the Google play store, likewise if you are using an iOS device, you should head over to the App Store. Search for “Access Bank Nigeria ” and install the app developed by Access Bank Plc.
2. Launch the app on your phone and register
Once you have successfully installed the Access mobile app on your phone, you should proceed to launch it. After that, you should tap on the “register” button to begin the registration process. When you click on the register command tap, you will be redirected to another page where you will be required to provide your phone number. Enter it correctly and click on “Continue”.
After that, the bank will send an authentication code to the phone number you provided. Input the code into the space provided on the app. You will be taken to another page where you will be asked to choose your preferred account type such as Savings account.
Next, you will be asked to provide your personal details. This information includes your full name, phone number again, gender, and date of birth. You should ensure that all the information you enter is correct as it is essential for the verification process and would also be used for communication between you and the bank.
3. Add and verify your email address
Among the information you will be required to provide is your email address. A verification code will also be sent to your email address. Retrieve the code and enter it in the space provided in the app to verify your email address successfully. This verification step helps in securing your account and prevents any unauthorized access to your account.
4. Complete the account setup
Next, you should enter your “National ID number ” You can use your National Identity Number, Voter’s Card Number, or any government ID. Next, input your “Next of Kin” and the phone number of your Next of kin and the relationship you share with them. You should choose your desired Access bank branch nearest to you.
5. Create a Secure PIN
Next, the app will prompt you to create a secure Personal Identification Number that will serve as your password whenever you want to access your account. I recommend that you choose a PIN that you can easily remember but can’t be guessed by others. While it might be tempting, you must avoid using easy or obvious combinations such as your birthdate as that could put your account at risk of unauthorized access. You will be required to add the PIN anytime you log in to your Access Bank mobile app.
6. Review and accept the terms and conditions
Before you finalize the setup of your account, it’s vital you carefully review the terms and conditions outlined by Access Bank. This will help you become aware of your rights and responsibilities banking with the bank. It usually covers diverse aspects such as account maintenance, fees, data protection, transaction limits, and more. If you agree to the terms, accept them to proceed with the account setup.
7. Fund your account
That’s it! You have successfully created your access bank account on your mobile phone. Now, you are expected to fund your account to begin enjoying the services provided by the app. There are several ways you can fund your account on the mobile app such as transfers from other banks, direct deposit at an Access Bank branch, etc. When you fund your account, you will have the necessary balance to perform diverse transactions and have access to the banking services offered by Access Bank.
Requirements For Opening An Account With Access Bank
Are you wondering about the criteria you need to begin banking with Access Bank? This section is for you. To open a savings account with Access Bank is easy, you need to have the requirements below;
- Smartphone
- You need to download the Access mobile bank app
- Mobile phone number
- An active email address
- Next of kin
- Address
- A strong Internet connection
- The phone number of your Next of kin
How To Open An Access Bank Account on a Mobile Phone Using The USSD Code
Did you know that aside from the method we showed you above, you can also open an account with Access Bank using the bank’s USSD code? This is an excellent method especially if you need to open an account with Access Bank and don’t have an internet connection. This method only requires you to have a phone and a sim. Below is how to open an Access bank account on a mobile phone using the USSD code;
- First, dial the Access bank account creation code *901*0# using your phone. Follow the instructions displayed on your screen.
- Input your first name, next, your last name, and send.
- Then, simply adhere to the prompts displayed on your credentials to complete your registration. You will be required to provide information such as your phone number, date of birth, a valid email address, home address, Next of kin, and BVN.
- When you complete all these steps, you will receive an SMS containing your Access Bank account number. Meanwhile, you can decide to visit any access bank branch nearest to you and provide any other necessary information to be updated to your account.
Final Words
Gone are the days we need to visit a physical Access bank branch to open an account. Access Bank has embraced the digital era allowing you to open an account using your mobile phone from the comfort of your home. Above is a step-by-step guide on how to open Access bank account on mobile phone. So, embrace the future of banking with Access Bank’s mobile app and begin enjoying the convenience of banking from anywhere and at any time.
Frequently Asked Questions
Can I open an Access Bank account using my mobile phone?
Yes, you can open an Access Bank account using your mobile phone. Access Bank offers a convenient and user-friendly mobile banking application that allows you to open an account without visiting a physical branch.
How do I download the Access Bank mobile banking application?
To download the Access Bank mobile banking application, go to your phone’s app store (Google Play Store for Android or Apple App Store for iOS). Search for “Access Bank Mobile” and click on the download/install button. Once downloaded, open the app and follow the on-screen instructions.
Can I open different types of accounts using the Access Bank mobile app?
Yes, the Access Bank mobile app allows you to open various types of accounts, including savings accounts, current accounts, and domiciliary accounts. You can choose the type of account that suits your needs during the account opening process.
Is it safe to open an Access Bank account on my mobile phone?
Yes, opening an Access Bank account on your mobile phone is safe. Access Bank employs robust security measures to protect your personal and financial information. The mobile app uses encryption and secure login methods to ensure the security of your transactions, thus you have nothing to worry about.
Can I fund my Access Bank account immediately after opening it on my mobile phone?
Yes, once you have successfully opened your Access Bank account on your mobile phone, you can immediately fund it. The mobile app provides various options for depositing money into your account, such as bank transfers, card payments, and mobile money transfers.
What happens after I open an Access Bank account on my mobile phone?
After opening an Access Bank account on your mobile phone, you will receive an account number and other relevant details via email or SMS. You can start using your account to perform transactions, such as depositing money, transferring funds, paying bills, and more.
References
Koboline.com – How to Open Access Bank Account Online
Naijaquest.com – How To Open Access Bank Account Online
Bankingandfinancenigeria.com – How To Open Access Bank Account Online
Monito.com – How To Open a Bank Account on Your Phone in Nigeria
Recommendations
How to upload NECO results on the Jamb portal
